Refund policy

Mounik Precious Metals – Return & Buyback Policy

All sales are final.

Gold coins, gold bars, silver coins, and silver bars sold by Mounik Precious Metals are non-returnable and non-refundable once purchased.

No cancellation, refund, or exchange will be accepted after the invoice is generated and the product has been delivered.

We are pleased to offer a buyback facility for products originally purchased from Mounik Precious Metals.

Buyback value will be calculated based on our current selling gold rate on the day of buyback.
A 2% deduction will be applied to the prevailing gold rate.
Final buyback value = Current Gold Rate − 2% × Net Gold Weight.

Buyback value will be calculated based on our current selling silver rate on the day of buyback.
A 20% deduction will be applied to the prevailing silver rate.
Final buyback value = Current Silver Rate − 20% × Net Silver Weight.

Original invoice is mandatory.
Products must be genuine Mounik Precious Metals products.
Products are subject to purity and weight verification.
Any damage, alteration, tampering, engraving, missing packaging, or missing certificates may reduce the buyback value or make the product ineligible.
Buyback value is calculated only on the net precious metal weight after verification.
The prevailing rate and valuation determined by Mounik Precious Metals on the day of buyback shall be final.
Payments will be made through approved banking channels in accordance with applicable regulations.

By purchasing from Mounik Precious Metals, the customer acknowledges and agrees to this Return & Buyback Policy.